Michael Hardy Blog, News & Updates

Michael Hardy Blog

What is Stamp Duty?

17 April, 2019

t’s a fact of life that buying a house comes with a lot of costs. There are the costs we all know about, such as for the property itself, costs for a solicitor to manage the legal process and costs for the estate agency you’re working with, for example. However, there is one cost that is less well understood; Stamp Duty. This affects the majority of properties in England and Northern Ireland, and there are a...

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Is now a good time to buy a property? Why you should take the plunge this spring 2019!

10 April, 2019

Have you been thinking about getting on that first rung of the ladder, upsizing or investing in a buy-to-let? Well, here’s why we think that it makes sense to make a move this spring. Calling all first-time buyers The latest statistics compiled by Zoopla show that prices for a typical starter home in this area have been falling, but this has now stabilised. For example, the average price of a flat in...

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What landlords need to know about the tenant fee ban

27 March, 2019

The Tenant Fee Bill has now passed its final reading, meaning from June 1st 2019, tenants can no longer be charged for the typical administration fees associated with setting up and running shorthold tenancy contracts. The new legislation is aimed at helping tenants mitigate some of their upfront costs which, in the government’s opinion, is a barrier to population mobility. Landlords need to be aware of these new...

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Buying a pre-owned house vs buying a new house

11 March, 2019

Moving home is not a decision to be taken lightly; there are a lot of choices to make about where you want to live, how many bedrooms you want, whether you want a garden, and much more. However, one of the most important decisions to make at the outset of your home move is whether to buy an older, preowned house or a new-build one. We’ve pulled together all the pros and cons of moving into both an older house and...

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Make 2019 the year you become a homeowner

5 February, 2019

Do your New Year’s Resolutions include getting onto the property ladder in 2019? We want to make sure you’re equipped with the knowledge you need to achieve your dreams and become a homeowner this year. With Brexit looming, now may seem like a less than advantageous time to consider making an investment. But it might actually make financial sense to buy your first home this year since house prices are...

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2019: A property forecast

21 December, 2018

The 2019 forecast A recent property study , conducted by Rightmove and published in the last few weeks, has suggested that, nationally, house prices will most likely remain flat in 2019, not increasing or decreasing overall. This is all due to a significantly slowing property market and the difference in house price growth in the south of the UK compared to the north, which is something we’ll come back to...

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