Michael Hardy Blog, News & Updates

Michael Hardy Blog

The selling process: A step-by-step guide

16 December, 2015

It's often said that buying a house is one of life's most stressful activities, and with so much at stake, it's hard to disagree. Selling, however, can be just as complex a process if you're not properly prepared. It's essential to have patience and the right help on hand throughout, as it can take some time. It's also worth remembering that every sale will be different. You may, for example, be...

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What do freehold and leasehold mean?

8 December, 2015

We're first to admit that there's too much jargon and legal lingo used in the property industry these days, and we realise it's no good to the people whose lives it affects most - the buyers and sellers. Freehold and leasehold are two obvious examples, so below are explanations of both, and a bit about how they affect you and your search for the perfect home. Turns out, neither term is as technical as you...

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Buying a house: A step-by-step guide

20 November, 2015

The property-buying process can be as complex as it is exciting, especially if you've never done it before. This complex process does mean, though, that there are countless variables that can draw the process out - or worse still, make it totally fall apart. This is why moving is often listed as one of the most stressful things a person can do. That's why understanding exactly what you're supposed to be doing...

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What does exchange mean?

12 November, 2015

Exchange of contracts is the penultimate big step in the house moving process. While some people choose to exchange and complete on the same day, many solicitors prefer to have a minimum of a one week between the two. That's not the longest it can go on, though, as the process has been known to take 28 days or more. Exchanging on the same day is sometimes unavoidable when it comes to complicated chains, and can...

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What does completion mean?

10 September, 2015

Completion is technically the final hurdle in the process of buying a house. It is the moment when you get the keys to your new home and can pop open the bubbly. We say 'technically' as, really, the stresses aren't quite over. Now you have to book the moving van, begin the fun process of packing endless boxes, switching over energy tariffs and painting. For now, however, you can revel in the fact that your new...

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What does sold subject to contract mean?

7 July, 2015

Understanding all the terms in the house-buying process can be confusing and daunting, especially for first time buyers. The sold subject to contract stage is one of the longer phases in the house buying process and comes wrought with anxiety for all parties. Once an offer has been accepted by the seller, then the property is sold subject to contract (STC). This means that although the offer has been accepted, the...

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